Carnival of Financial Planning – Entrepreneurship Edition

Welcome to this week’s Carnival of Financial Planning B – Entrepreneurship Edition.  This carnival is all about brining your the best articles in the personal finance, investing, and entrepreneurship space.  Since these categories overlap in many different ways, I’m sure that you’ll find some of the posts below extremely valuable.

Check it out and leave your thoughts below!

BUDGETING AND ECONOMICS

IMB @ Investing Money writes Investing in Internet Security Companies – Internet security is one of the biggest problems facing government and business activity. Read here for more information regarding internet security.

Kyle @ The Penny Hoarder writes Franchise Brokers 101: Who, What and Why? – Buying your own franchise may appear to be pretty easy. After all, the franchisor basically tells you what to order, how to set up your business, and in many ways, how to run it. They provide training and equipment and sometimes even help you find the right location.

Harry Campbell @ Your PF Pro writes “Annual Enrollment for 2014: My Company’s HSA vs Traditional Plan “ – As most of you know, a health savings account or HSA is one of my favorite investment vehicles of all time. It’s the only investment that allows for triple tax savings – the money you put in isn’t taxed, the money you take out isn’t taxed and the earnings aren’t taxed – as long as you spend the money on qualified medical expenses. If you’re the perfect specimen of health by the time you retire, you can withdraw the funds in your HSA just like you would with a normal 401(k) or tra

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Why I Won’t Be Home for the Holidays (Also My Big News!) – I can finally share my big news (and explain why I won’t be home for the holidays this year)! This past Monday I finally found out that everything is a go and I can share my exciting news with you! So what am I talking about? A new job of course!

Stu @ Poor Student writes Should Students Have a Car? – Cars are expensive, but sometimes a costly, necessary evil. Many people rely on them to get to and from work, but what about sudents? Stu is looking at whether or not they should have a vehicle

Daniel @ Make Money Make Cents writes Investing is Key to Beating Inflation – Investing is the key to outpacing inflation and keeping your financial security on track. Consider that that $20 a 100 years ago would be equivalent to over $300 today and you can see the glaring impact of inflation.

Jay @ Daily Fuel Economy Tip writes Obtaining an Offshore Bank Account – Have you ever thought about getting an offshore bank account? If not, allow me to give you some reasons why they are an important financial tool for your portfolio.

Matt @ Budget Snob writes How your Upbringing Affects your Money Habits Part 1 – Something that most people do not realize is that how they were raised as children can actually have a big impact on how they make decisions as adults, especially with money.

Amy @ Money Mishaps writes 6 Excellent Tips to Lower Your Car Insurance Costs – For many consumers one of the most expensive aspects of owning an automobile is the car insurance. Depending on where you live in the United States, you could be paying anywhere from $500 up to $1,500 a year just for one vehicle, and the national average is $120 a month approximately.

Andrea @ So Over This writes Tips for Moms who want to Tackle their Financial Insecurity – A recent report shows that moms who are financially insecure report feeling a lot more tension, stress and anxiety than moms who consider themselves to be financially astute.

Bob @ Dwindling Debt writes Every Day Tips for Saving Money – Have you ever heard the old adage penny wise and dollar foolish? If you have then you know what we mean when we say that many people who seem to take great care of their big bills have a hard time with their budget because their little bills end up wasting a whole lot of their money.

Marissa @ Finance Triggers writes How to spot a good mortgage broker from a bad one – How can you decide if a mortgage broker is a good one or a bad one? The best way is to learn the answers to these questions.

Buck @ Buck Inspire writes Tis The Enrollment Season To Be Jolly – It is time to enroll for your employee benefits! Some basics are pretty straightforward and really depends on personal preference like HMO versus PPO.

Larry @ KrantCents writes How to Take Control of your Life – Access to an education is the American way! A university education is expensive, but thanks to the internet, individual courses are free! Improving your skills should be a goal of everyone!

Alexa @ Single Moms Income writes 10+ Lucrative Offline Small Businesses to Start in 2014 – Have you caught the entrepreneurial bug but don’t have a passion for online businesses? As much as I absolutely love the online world I cannot help but feel the urge to get involved in some type of offline business.

Graham @ Moneystepper writes How accidents can change your perspective on life and money – How accidents can change your perspective on life and money

Sustainable PF @ Sustainable Personal Finance writes Could You REALLY Retire? – One of the most important questions that many ask themselves right now is this: Will I have enough to retire?

Bobby @ Making Money Fast and Slow writes Janet Yellen Is Blind to Bubbles – Peter Schiff of Euro Pacific Capital spoke out today against Janet Yellen being confirmed as the next Fed Chairwoman claiming that she was completely clueless during the 2008 financial crisis.

FI Pilgrim @ FI Journey writes Financial Lessons I Remember Learning From My Dad – I love thinking back to the lessons my dad taught me as a kid. Here I run through a few of the financial lessons I remember learning from my dad.

Christopher @ This That and The MBA writes Handling a Financial Windfall – Landing on a large amount of money can be a great thing if it is handled correctly. With some foresight and planning, you could be well on your way to retirement of financial independence.

Harry Campbell @ The Four Hour Work Day writes Working From Home Can Get Lonely – “I learned a lot during my three months working at home. And although I talk about the benefits a lot, there are definitely some drawbacks to the four hour work day that you should be aware of. There’s obviously more risk to starting your own business and that can put a lot of pressure on you. If you have a bad month or sales are down, your income will suffer and you might not have enough money to eat. It’s also hard to get self-motivated sometimes since there’s no one forcing you to b

Fiona @ ReadyForZero Blog writes How Mindfulness Can Help Your Finances – Mindfulness can help you to put your finances into perspective and consequently help you achieve a balance in your life. Read on to learn more about the benefits of being mindful when managing your finances!

CAREER AND INCOME

Pauline @ Make Money Your Way writes October blog income and stats recap – I’m sharing my October blog income and stats recap of Make Money Your Way and Reach Financial Independence.

Robert @ The College Investor writes Investing While Still In School – I met Robert from The College Investor at Fincon 13 this Fall. My first thought on seeing his badge showing the name of his blog was that it was about how to invest FOR college, not IN college.

Pauline @ Reach Financial Independence writes Reaching Financial Independence in the US Military – Spencer writes at the Military Money Manual about achieving financial independence before age 40 using his military pay and benefits.

DEBT AND CREDIT

Roger the Amateur Financier @ The Amateur Financier writes 3 Big Advantages of Using Saving Accounts – A short guide to several advantages to using savings accounts, including safety, providing interest, and allowing easy withdraw.

Maria @ The Money Principle writes Credit card confessions: Brits reveal truth behind their secret spending – Some people seem to do a lot of secret spending. This research from MoneySuperMarket tells us what they spend on and with what consequences.

Jon Haver @ Pay My Student Loans writes No Credit Check Student Loans – Private lenders frequently require credit checks for student loans because they use credit history to predict whether or not you will be able to repay the amount borrowed. Your credit score is based on several factors regarding finances, including acquiring and paying back debt.

INVESTING AND SAVING

Bargain Babe @ BargainBabe.com writes Top Five Budget-Friendly Things to Consider While Redecorating the Living Room – Top Five Budget-Friendly Things to Consider While Redecorating the Living Room offers tips on saving money every day.

Suba @ Broke Professionals writes Low Cost but Highly Treasured Holiday Gifts for Parents – Your parents have had a lifetime (yours!) to find and obtain the things they want and need.

SBB @ Simple Budget Blog writes Tips for gambling responsibly on a budget – Gambling is big throughout much of the world as online gambling options have introduced it to a much broader customer base – including many younger people. There is nothing wrong with this as long as those gaming online do so responsibly, which these tips should help you to do.

Tony @ We Only Do This Once writes The Freedom of Doing Away with a Monthly Phone Contract – The Freedom of Doing Away with a Monthly Phone Contract Do you find yourself constantly checking your smartphone during your waking hours, and even

Tushar @ Start Investing Money writes Who Do You Trust When Making Investment Choices? – I bet that isn’t a question you have ever asked yourself. And yet it is one of the most important questions you will ever need to answer. We sometimes hear stories of people who have lost thousands of dollars in a bad investment.

Mrs. Accountability @ Out of Debt Again writes In Control of the Money? Could You be Accused of Abuse? – Handling money in relationships is so tricky – money issues are one of the leading causes of divorces, and yet all too frequently, a completely neglected topic.

Eva Baker @ TeensGotCents writes Shopping Addiction – Shopping With Sarah – Is it possible that you have a problem with shopping? As in a shopping addiction? Sarah reveals the concerns that you should look out for in your own life.

Cindy @ MidLife Finance writes Unsettling News On Healthcare – Obama himself was puzzled why the White House hadn’t realized how complicated applying for insurance can be. He also wondered why the problems hadn’t been addressed and ironed out much earlier.

Luke @ Learn Bonds writes Asset Allocation of Bonds – Take the confusion out of what percentage of your income portfolio is to be devoted to bonds with our comprehensive investment guide.

Lauren @ L Bee and the Money Tree writes What I Would Do With a $1,000 – How would you invest $1,000? I get asked a version of this question fairly often, read what I would do…

Dividend Growth Investor @ Dividend Growth Investor writes How to buy dividend stocks with as little as $10 – I recently stumbled upon Loyal3, which lets you purchase shares of some of the best stocks in the world for no cost. In fact, you can purchase shares in some of your favorite dividend stocks with as little as $10 with no commissions whatsoever. Even better, you can use your credit card to purchase shares directly from the companies you are investing in with no cost and earn credit card rewards in the process.

Anton Ivanov @ Dreams Cash True writes Best CD Rates for 2013 – Highest Certificate of Deposit Rates – The best CD rates, updated for 2013. Find the highest Certificate of Deposit rates and learn what things to look for when picking the best CD accounts.

Roger Wohlner @ The Chicago Financial Planner writes 1% a Small Number with Big Implications – It’s amazing how a small number like 1% can have such a big impact on your investments and the amount you’ll be able to accumulate for goals like retirement. Here is a look at the impact of saving 1% on your investment expenses.

Adam @ Money Bulldog writes Let Your Inner Child Save You Money – What can your younger you do to help you save some money right now?

Harry Campbell @ Your PF Pro writes “Does Brewing Your Own Beer Save You Money? “ – “I’m not sure how many of you have picked up on it, but I like to drink(alcohol, that is). I don’t spend my weekends binge drinking, but I love to enjoy a glass of wine while I’m cooking or a nice cold beer after a long day of work of exercising. I’m probably the furthest thing from a beer snob though, since I’ll drink everything from Natty Light to Corona. But if I had my choice, I’d probably go with a nice microbrew like Fat Tire or Sierra Nevada. ”

Rodriguez @ Modest Money writes Prosper Review – Detailed Prosper Lending Review – Prosper provides an excellent platform where lenders and borrowers can meet and engage in mutually beneficial transactions or as it is commonly known, peer to peer lending. Prosper enables borrowers to acquire loans at fair market rates while allowing lenders invest in the debts and profit through interest payments.

Pauline @ Make Money Your Way writes How does Currency Trading Work – Troy continues the investing for beginners series and now he talks about how does currency trading work.

RISK MANAGEMENT AND INSURANCE

Adam @ The Cheapest Cars To Insure writes What Does Third Party Insurance Cover? – Know the important facts about your third party insurance inside and out before it’s too late.

REAL ESTATE AND PROPERTY

Brent @ PersonalFinance-Tips writes Four Reasons You Should Invest In Real Estate And How To Get Started – Real estate is an interesting sector of the market to be invested in. There are a variety of ways to make money from a real estate investment, and even a novice investor can learn how to get the best return on his or her money.

Minimalist @ Minimalist Finance writes How to Get Free Firewood – Having a wood burning fireplace can save a lot of money on heating for home owners in the winter, however, much of the cost savings are eaten up by the cost of firewood.

Don @ MoneySmartGuides writes Inexpensive Things To Do – Are you looking for inexpensive things to do with friends and still have fun? I highlight 5 things that my friends and I love to do to have fun and are cheap.

Dave @ Gen Y Finances writes What To Know Before You Buy a Home – I have seen many people buy a home only to have made many, many mistakes. Before you buy a home, there are many things that you should think about or look into before you make one of the largest purchases in your life.

RETIREMENT AND TAXATION

JP @ My Family Finances writes Managing Money: 5 Retirement Expenses to Budget For – You may have heard people tell you that it’s never too early to start saving and planning for your retirement.

Which articles were your favorites?