If you are in need of fast cash due to a financial emergency, you might be interested in looking at online loan services that offer completely online loans.
The reason why completely online loans are often the preferable option for those who need fast cash is because online loans are seriously fast and easy to apply for. You can start and finish the entire process online and get an answer regarding your application in a matter of hours. That’s a far cry away from more traditional loans that can take days or even weeks to finish up looking at a given application.
So, what are some of the best online loans available today? Let us down some of the best options for you!
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TrueFinancial
If you cannot get approved for other online loans because of your poor credit history, consider working with TrueFinancial and max title loan. The reason why TrueFinancial can offer incredibly fast financing to anyone with whatever credit score is because their title loans are secured loans based on the value of your vehicle.
Interest rates are competitive and payment terms are flexible based on what you need.
The reason why you do not need to have decent credit, or any credit at all when it comes to this type of loan is because it is base full of the value of your vehicle!
MoneyMutual
These online loans are short-term and can get you up to $2,500 and can offer funds in as little as 24 hours. The online application takes just five minutes and has been used by over 2 million customers nationwide.
The interest rate and loan varies based on your needs, but their expert lenders can work with you to make sure that you get a loan that’s right for you.
CashUSA
CashUSA offers loans from as little as $500 to as much as $10,000. Better than that, all credit types are accepted so you don’t have to worry if you have a spotty borrowing history.
Interest rates vary from 5.99 percent to 35.99 percent depending on your previous credit history and the loan terms CashUSA offers vary from three to 72 months.
One great aspect about CashUSA is that you can obtain a loan decision in just a few minutes, and can get funds deposited directly into the bank account of your choice.
BadCreditLoans
As the name indicates, you don’t have to worry about getting rejected from this online lender if you have a bad credit score. They offer loans from $500 to $5,000 and have been in business since 1998. That’s over 2 decades and online lending!
The application form is simple to understand and easy to fill out and you can expect quick funding. In fact, most borrowers get the money from their loan on the next business day after their application.
Interest rates range from 5.99 percent to 35.99 percent and loan terms go from three months to 60 months.
PersonalLoans.com
All types of credit scores are welcome for this company and borrowers can get loans ranging from $500 to as much as $35,000. This is a large lender network and borrowers can apply from all 50 states in the United States.
You don’t have to worry about restrictions on what you can use your loan for, you can use it for any type of purchase. Loan decisions are typically made within one business day and loan terms last from three months. To 72 months depending on what works best for you and what your credit score allows.
SignatureLoan.Com
Perfect credit is not required to take out a loan from this online lender that offers loans ranging from $1,000 to $35,000. You can use this loan for anything from car repairs, to medical bills, to emergency expenses, and more.
Beyond that, you can get fast approval and rest assured that you are most likely in their network thanks to their very large network of lenders.
One thing to absolutely keep in mind is that when you are looking at the terms of your installment loan, do not just consider the lowest interest rate. Consider how much you will pay per payment and for how long. That can help you figure out which loan is the most expensive and the most reasonably priced.
Auto Credit Express
As you may have guessed from the name, this online loan is geared towards those who are looking to use a car loan to buy a new or used car.
This lending company has been in business since 1999 and offers an easy, 30-second pre-qualification form to see if you will be approved when you do in fact apply.
The network of dealer partners have closed $1 billion in bad credit auto loans. An impressive amount indeed!
Interest rates from Auto Credit Express range from 3.99 percent to 29.99 percent and their application takes less than five minutes to complete.
MyAutoloan.com
Another online lender for auto loans, this lender offers loans for new cars, used cars, and auto loan refinancing.
Bad credit is not a problem for this lender and you can get an offer for a loan in as little as four minutes.
While low credit scores are not an issue, the interest rates for this company does vary quite widely and is dependent on your borrowing history.
LendingTree
Now that we have gone over personal loans and auto loans, this is a lender that deals in home purchases, mortgage refinances, home equity, and reverse mortgage.
Lenders compete for your business on this platform which gives you leverage and improves the chances that you get a great rate and term.
LendingTree has facilitated more than 55 million loan requests and has lint off $250 billion in closed loan transactions.
Quicken Loans Home Loans
This famous lender has a massive network and offers home purchases, refinance, cash-out, and debt consolidation.
This company allows applicants to buy a home with a minimal down payment with as little as 3.5 percent down.
You can also get pre-approved fast before you even begin shopping for your new home. That offers you additional bargaining power in the loan application process.